Citibank Is Having Member-Get-Member Promo For Their Credit Cards

Citibank is currently having a Member-Get-Member Promotion and if you are thinking of getting a new Citibank Credit Card… you can check out this post where I share about my experience with them as well as a summary of the benefits of their cards.

Disclaimer:

Note that if you are currently not an existing Citibank Cardmember and you decide to sign up for any of the cards below during this promotion, I will get a small commission (thank you!) and you will also get some cashback for your expenditure. As usual terms and conditions do apply so please read them before you proceed.

My Experiences With Citibank And Their Citi Rewards Visa Card

My Citi Rewards Visa Card

I am currently holding the Citi Rewards Visa Card for the last five years and this card basically lets you earn 10 Citi ThankYou Points or 4 Mile Points for every $1 spent on your shopping for Clothes, Bags or Shoes at online or retail stores, or department stores, locally and overseas. For all other spends, you will be getting just 1 Point. Points are valid for 5 years.

Redeeming Points

There are many ways that Citibank allows you to redeem your points like:

  • Offsetting your purchases when you transact using Samsung Pay (Conversion Rate: $1 with every 400 points) or with the Physical Card (Conversion Rate: $1 with every 420 points)
  • Redeeming your points for Shopping Vouchers, e.g. 1 2D Shaw Theatre Moive Ticket with 4,200 points
  • Redeeming your points for Cash Rebate via SMS, e.g. $10 Cash Rebate with 4,200 points
  • Redeeming from a wide rang of Physical Items

Personally my favorite is to directly redeeming the points to offset my small purchases transacted via Samsung Pay.

What I Like About Citibank Credit Cards

This is not my everyday day and I do not spend a lot every month (no minimum monthly spent required to earn points) but there are times when I do shop for working clothes, bags and working shoes so this card will come in handy to earn the extra points. Since the points do not expire that fast (5 years later) and Citibank has occasional promotions therefore my points do add up quite fast.

Talking about occasional promotions, Citibank has many in the recent months (keep a lookout in your inbox) like:

  • $12 off on your Shopee Orders (minimum $80)
  • Up to 20% off RedMart Orders and FoodPanda (minimum $40)
  • Promo Codes Giveaway every Tuesday
  • 15% off Hotel Bookings at Expedia (this was quite a good deal)
  • 10% off Wifi Rentals at Changi Recommends
  • 20% off vPost Shipments

Annual Charges

Luckily for me, I have been able to waive off all my annual charges ($192.60) for this card but the only thing I do not like is that I have to call them up to do so.

For more details:

>> Click Here To Check Out The Citibank Member-Get-Member Credit Card Promotions

Summary Of Benefits Of Other Citibank Credit Cards

Check out this list of their 6 Credit Cards and a summary of the benefits you will be getting. Disclaimer: Please take note of the Requirements, Terms and Conditions before you proceed. Also take note that all the information presented here are as it is at the point of my writing and there could be new changes or extra information in the future which are not updated here.

Citi Cash Back Visa / Master Card

  • 8% (0.25% + 7.75%) Cash Back on Dining, Grab, Groceries and Petrol daily, worldwide
    • You need to accumulate a total of $888 or more in a statement month to enjoy the 7.75%, else only 0.25% applies
    • Cash Back is capped at $25 for the above categories
  • 0.25% for all other Retail Purchases
  • Up to 20.88% Fuel Savings at Esso & Shell

Citibank SMRT Platinum Visa Card

  • Earn up to:
    • 5% SMRT$ on Groceries
      • 4.7% SMRT$ is awarded for transactions of $50 and above & 2.7% SMRT$ is awarded for transactions less than $50
    • 5% SMRT$ on Fast Food, Movies and Coffee
    • 3% SMRT$ on Online Shopping
    • 2% SMRT$ on Health & Beauty
    • 2% SMRT$ on EZ-Reload Auto Top-up
      • 1.7% SMRT$ is awarded for EZ-Reload transactions of more than $30 & 0.7% SMRT$ is awarded for EZ-Reload transactions of $30 or less.
    • 0.3% for all other spends (at least $300 or more)
  • To earn the Full Rates (e.g. 5% on Groceries & 3% on Online Shopping) above, you have to:
    • Monthly statement retail purchases of more than $300
      • Else the above SMRT$ earn rates will be 0.3% less (i.e. 5% – 0.3% = 4.7% on Fast Movies and Coffee)
  • Redeem SMRT$ for Cash Rebate instantly via SMS (Conversion Rate: $1 for every 1 SMRT$)

Citi M1 Card

  • Earn up to 10% Citi Rebate on your M1 Recurring Bills
    • 0.5% for total spend of $0 to <$300 per month
    • 3% for total spend of $300 to <$600 per month
    • 10% for total spend of >$600 per month
  • Earn up to 0.3% Citi Rebate on all Retail Transactions
  • Earn up to 1% Citi Rebate on purchases at M1 stores
  • Redeem your Citi Rebate at over 300 locations
    • Offset your M1 Bill
    • Offset your purchases at Participating Merchants (details here)
    • Convert to Krisflyer Miles
    • Convert to SunPerks Points
  • Waiver of Activation Fees for Data Passport & Connection Fees on Value Added Services (except Number Retention)
  • Complimentary Replacement for Lost and Damaged SIM Cards
  • Enjoy 10% off Device Accessories at M1 Shops
  • Enjoy up to 24-month Interest Free Installment Plan on Handset Purchases (above $200)

Citi PremierMiles Visa Card

  • Earn S$1 = 2.4 Citi Miles on Foreign Currency Spend (Limited Time)
  • Earn S$1 = 1.2 Citi Miles on Local Spend
  • 1 Citi Mile = 1 mile with KrisFlyer, Asia Miles, Qantas and other Airlines Frequent Flyer and Hotel Loyalty Programs
  • Citi Miles never expire
  • 2 complimentary visits every year to Airport Lounges worldwide
  • Up to $1 million in Insurance Coverage when you charge your Travel Tickets to your card
  • Up to 10% Citi Rebate at over 300 Locations

Citi Rewards Visa / Master Card

  • Earn 10 Citi ThankYou Points for Clothes, Bags or Shoes or at Department Stores or Online Shopping Websites
  • Earn 1 Citi ThankYou Point for all other spends
  • Valid for both Local and Overseas Shopping
  • Points are valid for 5 years
  • To Redeem:
    • Offset your purchases through your transactions with Samsung Pay ($1 for 400 Citi ThankYou Points) or Physical Card ($1 for 420 points)
    • Offset your purchases on the spot or redeem shopping vouchers with participating merchants
    • Redeem for Cash Rebate via SMS ($10 for 4200 Points)
    • Redeem for Hotels, Flights or Merchandises

Citi Prestige Card (For the High Income Earner)

  • Earn 6 Citi ThankYou Points for every $1 spent overseas (Limited Time)
  • Earn 3.25 Citi ThankYou Points for every $1 spent locally
  • Get up to 30% additional Citi ThankYou Points for your relationship with Citibank
    • Based on your Annual Retail Purchase and Membership Level:
      • CitiGold / CitiGold Private Client –  15% (0 to 5 years), 20% (6 – 10 years) & 30% (> 10 years)
      • Non CitiGold / CitiGold Private Client – 5% (0 to 5 years), 10% (6 – 10 years) & 15% (> 10 years)
  • Dedicated 24 Hour Concierge Globally for your Travel and Lifestyle Needs
  • Get 62,500 Citi ThankYou Points as Annual Renewal Bonus (must pay Renewal Fee of $535)
  • Redeem your Points as Cash Rebate or as Miles or instantly redeem at Selected Merchants in Singapore and overseas
  • Earn up to 10% Citi Rebates
  • Unlimited Airport Lounge Access
  • International Complimentary Night Hotels and Resorts Programs with Minimum 4-Night Booking
  • 8 Complimentary Airport Limousine Transfers
  • Golf Privilege with some of the finest Golf Courses locally and regionally
  • Insurance Coverage when you charge full travel fares to your card

If there’s any credit card that you are interested in:

>> Click Here To Check Out The Citibank Member-Get-Member Credit Card Promotions

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